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A former NFL player who suffered what the league deemed a career-ending concussion has sued insurer Lloyds of London for denying a $1 million insurance policy for professional athletes.The lawsuit, filed this week in North Carolina, could become a test case for insurers dealing with the emerging fallout from sports concussions and head trauma claims.The NFL declared former Carolina Panthers defensive back Haruki Nakamura fully and permanently disabled after the August 2013 concussion he received in a preseason game, awarding him monthly benefits.Lloyds medical expert ruled in 2015 that Nakamura could return to play. Its doctor thought that he was exaggerating his symptoms and that earlier concussions in college contributed to his condition. Still, the doctor cautioned him to consider the probable long-term effects of repetitive concussions before returning to the NFL, according to the lawsuit, filed Monday in Mecklenburg County.Nakamura, 30, said he already suffers from headaches, vision problems, fatigue, depression and suicidal thoughts.A U.S. Lloyds spokeswoman, Lizzie Lowe, said the insurance consortium doesnt comment on pending litigation. A woman who worked on the case for Lloyds underwriter, Empirical Loss Management, declined to comment.Nakamura took a hit to the head making a tackle in a game against the Pittsburgh Steelers, and he was diagnosed with a concussion at a hospital. Citing a concussion, the Panthers released him five days later, the lawsuit said. He was later diagnosed with post-concussion syndrome by a sports concussion expert at the University of Pittsburgh.Nakamura had paid $17,000 a year for the Lloyds policy in 2012 and 2013, according to his lawyers, John W. Schryber and Julie L. Hammerman, who specialize in insurance policies for athletes. The lawyers said they have never had an insurer reject a policy after a doctor or the NFL judged a client to have a career-ending injury. But this is the first concussion claim they have filed under coverage for bodily injuries.And now theyre denying coverage altogether, Schryber said Wednesday. The point of going out and buying private insurance is to have a hedge against all of these other things that are outside of your control.Nakamura could seek an award under the NFLs planned $1 billion court settlement of concussion claims, though its unclear how he might fare. The settlement, which could roll out within the next year, is designed to cover more than 20,000 NFL retirees for the next 65 years.The league estimates that 6,000 former players, or nearly 3 in 10, could develop Alzheimers disease or moderate dementia that some experts link to concussions.Nakamura, an Ohio native, played for the Baltimore Ravens from 2008 to 2011 before joining the Panthers. He lives with his wife and two children in Mooresville, North Carolina. Wholesale Nike React Shoes .ca looks back at the stories and moments that made the year memorable. Cheap Nike React Shoes From China .Y. -- Buffalo Bills coach Doug Marrone has drawn on his Syracuse connections once again by hiring Rob Moore to take over as receivers coach. http://www.cheapnikereact.com/ . Instead of dwelling on the negative, Oates focused on what was good about the clubs recent play. It worked. Cheap Nike React China . "Were just throwing s--- at the wall hoping something sticks," said Tortorella about the possible line combinations for Fridays game against Columbus. The Canucks have lost five straight games and six of their last seven, leaving them in a logjam in the Pacific Division, currently sitting fifth - good for ninth in the Western Conference. Cheap Nike React Shoes Online . Already owning gold from competition in Vancouver in 2010, Loch posted a combined four-run time of 3:27.526. That included a track-record third run of 51. SEATTLE -- Washington stayed quiet. Stanford was just the next opponent, the Huskies said, and there was no extra meaning or motivation.Then the celebration happened, complete with purple-clad fans rushing the field to celebrate Washingtons 44-6 rout Friday night.After months of hype surrounding a possible breakout performance for Washington (5-0, 2-0 Pac-12), the 10th-ranked Huskies showed they were ready for their return to the national stage.And they did it emphatically, handing No. 7 Stanford (3-1, 2-1) its worst loss since a 41-3 setback against Arizona State in 2007.We have had this game circled since spring time, Washington defensive end Joe Mathis said. They beat us so bad last year. We wanted them so bad.Jake Browning threw for 210 yards and three touchdowns, Myles Gaskin added 100 yards rushing and two scores, and Washington claimed its most lopsided victory over an AP top 10 team since beating No. 5 Southern California 31-0 in 1990. That game 26 years ago announced Washington as a national contender and it went on to share the national title a year later with Miami.It was Washingtons biggest win over a top 10 team, bettering a 36-point victory over Wisconsin in 1959.But try getting Washington coach Chris Petersen to acknowledge the importance.We dont get any trophies for winning tonight, Petersen said.Browning was the leader of an efficient offense that scored on seven of nine drives. He threw touchdown passes of 3 yards to Dante Pettis, 19 yards to John Ross and 3 yards to Aaron Fuller with 5:30 remaining. Browning was 15 of 21 and did not commit a turnover.Equally important was Washingtons ability to establish a running game. The Huskies rushed for 214 yards and averaged 5.2 yards per carry.Everyone just did their job, Browning said. It wasnt anything flashy about it. Everyone did what they were supposed to.Meanwhile, Stanford star Christian McCaffrey saw his Heisman Trophy aspirations hit a major speed bump. McCaffrey was held to 49 yards rushing on 12 carries, five catches for 30 yards and continued his streak of never scoring an offensive touchdown in a road game.It was McCaffreys fewest yards rushing since 2014 at California when he had 19 yards on three carries.Stanfords only TD came late in the third quarter on a 19-yard pass from Ryan Burns to J.J. Arcega-Whiteeside.ddddddddddddWe didnt play well. We didnt block well. We couldnt run the ball. We couldnt pass protect and we couldnt complete passes with any consistency, particularly the first two and a half quarters, Stanford coach David Shaw said. Just not the style of football that we can play and not as well as we can play.Burns was 15 of 22 for 151 yards, but Washington controlled the line of scrimmage on both sides. Stanford quarterbacks were sacked eight times, six in the first half. Stanford had allowed only four total sacks in the first three games combined.That was about as poorly as we can play from start to finish. Thats the bottom line, Shaw said.POLL IMPLICATIONSWashington has a chance to make a significant jump possibly into the top five depending on what happens in the other matchups of top 10 teams this weekend. The Huskies were as high as No. 8 but slipped to 10th after edging Arizona in overtime last week.Stanford is likely to be punished for such a lopsided defeat, but still has quality wins over Kansas State, USC and UCLA. Expect the Cardinal to fall into the teens.TAKEAWAYSStanford: The Cardinal were unexpectedly sloppy. Stanford committed 11 penalties after entering the week as the least penalized team in the Pac-12. There were communication issues in part due to the roaring Washington crowd, but also a lack of sharpness not normally seen from Shaws team.Washington: The defense was up to the task of keeping McCaffrey under control and forcing Burns to beat them through the air. McCaffrey had 34 yards on 10 carries in the first half and forced the Cardinal into numerous long third-down situations. That allowed Washington to bring extra pass rushers to get to Burns.SHORT-HANDED CARDINALStanford was playing short-handed without starting cornerbacks Quenton Meeks and Alijah Holder, starting wide receiver Francis Owusu and starting fullback Daniel Marx. Starting right tackle Casey Tucker limped off with an apparent leg injury late in the fourth quarter.UP NEXTStanford: The Cardinal head home after two straight weeks on the road to host Washington State.Washington: The Huskies travel to Oregon looking to snap a 12-game losing streak to the Ducks. ' ' '