Engage Mutual Assurance can provide over 50s life insurance that could potentially provide policyholders with some peace of mind that their loved ones will receive a one-off cash sum when they die. The cash amount can be used towards funeral costs Wholesale Ryan O'Reilly Jersey , unsettled debts or at the person’s discretion. However, the over 50 life cover should not be treated as a funeral plan as it may not cover the full cost of a funeral.
To be eligible for Engage Mutual Assurance’s over 50 insurance, a person must be a UK resident and aged between 50 to 80 years old. Engage guarantee that a person will not have to take a medical to be accepted onto a plan and they won’t ask any intrusive questions regarding their health. Life cover premiums start from a minimum of as little as £8 up to £50, so a person can choose the monthly rate that best suits them. Once a person reaches the age of 90 years old, they will not have to pay any premiums but they’ll be covered for life and the policyholder can rest assured that the premium amount will remain fixed until this point.
The policyholder could possibly pay more premiums than the cash sum provided and inflation could potentially reduce the buying power of the amount. The full sum is also not payable within the first two years of the plan. During this period Engage Mutual Assurance will pay 150% of the premium for natural death. Policyholders have a statutory right to cancel their over 50 life cover plan within 30 days of receiving their policy documents and they’l receive 100% of any premiums paid.
>A Guide on how to choose the online workwear for your business
When you’re choosing the right workwear for your business, there’s a lot of factors you need to consider. As well as comfort, you also need to factor in the safety aspects of the workwear and ensure you’re choosing high-quality products.
Here, you’ll discover the benefits of investing in quality workwear and why it matters. Let's take a look at them.
1. Quality workwear guarantees safety
As an employer, you need to follow strict health and safety guidelines. The safety of your workers should be of paramount importance. That’s where high-quality workwear comes in.
Safety boots are a great example. If your employers need to wear safety boots Wholesale Colton Parayko Jersey , it’s vital you ensure they’re made to an exceptionally high standard. If you were to invest in poor quality boots, they will not offer the same level of protection as higher-quality boots and they’ll wear down much faster too. This would compromise the safety aspect of the boots, rendering them useless.
2. You’ll save money in the long-term
If the safety of your employers isn’t enough of a reason to invest in high-quality workwear, you might be persuaded by the cost-saving implications. When you buy poor-quality workwear, it’s not going to last as long as it should. This means you’re going to need to replace it fairly frequently.